Any major or partner insurer willing to undertake the risk
Property Owners Sum insurance €2,290,582 Gross Rentals €52,500 Property Owners Liability €2,000,000👉estimated annual Total €7,900- Start with Upfront fee of: €787
Property Owners Sum insurance €2,290,582 Gross Rentals €52,500 Property Owners Liability €2,000,000👉estimated annual Total €7,900- Start with Upfront fee of: €787
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Section 1 – Material Damage
Buildings (Declared Value) €2,290,582 Buildings €2,290,582 Debris Removal NIL Solar Panels NIL Glass NIL Landlords Contents NIL
Section 2 – Rental Income
Gross Rentals €52,500 Indemnity Period 12 months
Current Book Debts NIL
Section 3 – Property Owners Liability
Limit of Indemnity €2,000,000 Any One Occurrence
Section 4 – Employers Liability
NOT COVERED
Section 5 – Legal Expenses
Limit of Indemnity €100,000
Annual Premium – Property Owners Policy
Material Damage €6,105.81 Liability Premium €748.10 IPT 12% €822.47 Policy Fee €200.00
Total €7,876.38
Separate Terrorism Policy – Non-Binding
Premium €184.00 IPT 12% €22.08 Total €206.08
Insured Perils
Fire Lightning Explosion Aircraft Riot Civil Commotion Theft Earthquake Storm Flood Escape of Water Impact Accidental Damage Subsidence Sprinkler Leakage
Sections Covered
Section 1 COVERED Section 2 COVERED Section 3 COVERED Section 4 NOT COVERED Section 5 COVERED
Excess €1,500–€2,000
Policy Endorsements
Premium Payment / Condition Electrical Circuit Maintenance (3 Years) / Fire Alarm Audible Only / Fire Extinguishing Appliances / House of Multiple Occupancy Residential Tenants / Roof Maintenance / Subsidence & Ground Movement Extension / €1,500 Excess Unoccupancy Restricted Perils / Solar Panel Inspections Statement of Fact / Sanctions Check Pre-inception Satisfactory Survey & Risk Improvements
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