Any major or partner insurer willing to undertake the risk
HOUSE €200,000 with Contents: €10,000 👉 Est. Cost: €419–€449 Down Payment Required €43
HOUSE €200,000 with Contents: €10,000 👉 Est. Cost: €419–€449 Down Payment Required €43
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Please note that the information provided below is not the complete or final product. All relevant details and materials will be discussed during our communication. The examples here are real, but not exhaustive, and are only meant to give you an idea.
Insurance Coverage Summary – Annual Duration
Insured Values
| Item | Sum Insured |
|---|---|
| Buildings | €200,000 |
| Contents | €10,000 |
Additional Cover (If Building Insurance Purchased)
🔶 Insured Perils (if section purchased):
Fire 🔶 Lightning 🔶 Explosion 🔶 Earthquake 🔶 Smoke 🔶 Storm 🔶 Flood 🔶 Oil Escape 🔶 Riot, Strike, Civil Commotion, Political Disturbance 🔶 Malicious Acts / Vandalism 🔶 Theft / Attempted Theft 🔶 Vehicle / Aircraft Impact 🔶 Animal Impact 🔶 Falling Trees, Branches, Aerials, Satellite Equipment, Fittings or Masts
🔶 Exclusions for the legally installed software and audiovisual files.
Excess: €100
Max Limit: €500 per insurance period
Damage from distortion, misfiling, or malicious erasure of computer software
Loss/damage to software or media with expired licenses or no proof of legal purchase
🔶 Damage to Solar Panels (Frost Disruption)
Covers loss or damage caused by freezing of water to solar panels or solar water heaters exposed outdoors or in external buildings.
Excludes:
🔶 Excess: €500
🔶 Max Limit: €1,000 per insurance period
Policy Excesses (Deductibles)
| Type of Loss | Excess Amount | Conditions |
|---|---|---|
| Earthquake | 1.5% of the sum insured/item | Per loss, after application of Average and policy terms |
| Freeze / Escape of Water, Oil or LPG | €500 | Per loss, as above |
| Subsidence, Heave, or Landslip | €4,000 | Per insured loss, as above |
| All Other Insured Losses or Damages | €100 | Applies to Buildings, Contents, Personal Possessions, and Pedal Cycles |
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