Buildings Coverage: €110,000 Contents Coverage: €14,850 👉 Est. Cost: €245–€275 Down Payment Required €25,50

Please note that the information provided below is not the complete or final product. All relevant details and materials will be discussed during our communication. The examples here are real, but not exhaustive, and are only meant to give you an idea.

🏠 Property Details:

Buildings Coverage: €110,000

Contents Coverage: €14,850

🌞 Extension Coverage (with Building Insurance):

Damage to Solar Panels/Solar Water Heaters caused by freezing of water.

Exclusions:

Excess of €500.

Any amount exceeding €1,000 for solar panels or solar water heaters during the policy period.

🌍 Perils Covered:

Fire, Lightning, Explosion, Earthquake, or Smoke.

Storm or Flood.

Oil escaping from a fixed storage tank or container.

Riot, Strike, Civil Commotion, Labor, or Political Disturbance.

Malicious Acts or Vandalism.

Theft or Attempted Theft.

Impact by vehicles, aircraft, or anything dropped from an aircraft.

Impact involving animals.

Falling trees, branches, aerials, satellite equipment, or their fittings/masts.

🌐 Exclusions:

Excess of €100 for certain claims.

Any amount exceeding €500 in any policy period.

Loss or damage due to:

Distortion, misfiling, or malicious erasure of computer software.

Expired licenses or inoperative software (software, audio, and visual files).

Loss or damage to illegally obtained software or files.

💸 Excesses:

Earthquake Excess: 1.5% of the sum insured for each item.

For example, if the buildings sum insured is €110,000, the excess for earthquake damage would be €1,650.

Freeze or Escape of Water, Oil, or LPG Excess: €500 per loss.

Subsidence, Heave, or Landslip Excess: €4,000 per loss.

All Other Losses or Damages Excess: €100 per event for sections Buildings, Contents, Personal Possessions, and Pedal Cycles.

CY-EXPATS-06.2022 Insurance Coverage