BUILDINGS Insured: €250,000 CONTENTS Insured: €20,000 👉 Est. Cost: €462–€502 Down Payment Required €48

Please note that the information provided below is not the complete or final product. All relevant details and materials will be discussed during our communication. The examples here are real, but not exhaustive, and are only meant to give you an idea

🏠 Detached House Insurance - Full Coverage

Coverage Details:

🔹 Buildings Insured: €250,000
🔹 Contents Insured: €20,000

🔹 Covered Events:

1) Fire, lightning, explosion, earthquake, or smoke 2) Storm or flood 3) Oil escaping from a fixed storage tank or container 4) Riot, strike, civil commotion, labor, or political disturbance 5) Malicious acts or vandalism 6) Theft or attempted theft 7) Impact involving vehicles, aircraft, or objects dropped from aircraft 8) Impact involving animals 9) Falling trees, branches, aerials, satellite equipment, etc.

🔹 Exclusions for Software, Audio files,(Contents):

a) Excess of €100 b) Any amount exceeding €500 for loss or damage in the policy period. c) Loss/damage due to distortion, misfiling, or malicious erasure of software d) Loss/damage to software, audio, or visual files with expired licenses or that are inoperative e) Loss/damage to software/files with no proof of legal purchase

Extended Coverage with buildings coverage:

🔹 Solar Panels:
Loss or damage to solar panels or solar water heaters (exposed to the outside or located in an outbuilding), caused by freezing of water.

• Exclusions: a) Excess of €500 b) Any amount exceeding €1,000 for solar panels or water heaters within the policy period.

Excesses Applied:

B.Freezing & Leakage Excess
The first €500 of each loss from freezing or leakage of water, oil, or gas.

C. Subsidence, Heave or Landslip Excess
The first €4,000 of each loss.

D. All Other Insured Losses or Damages

The first €100 of each loss.