House with Specified Personal Belongings Total Sum Insured: €300,000+ 👉 Est. Cost: €712–€752 Down Payment Required €72

Please note that the information provided below is not the complete or final product. All relevant details and materials will be discussed during our communication. The examples here are real, but not exhaustive, and are only meant to give you an idea

🏠 House Insurance Details

1. Buildings

Sum Insured: €283,250

2. Contents

Sum Insured: €20,000

3. Specified Personal Possessions

Cover in and away from home: €9,500

1ct Diamond Ring: €6,500

iPad: €400

iPhone: €900

iPhone: €800

Hearing Aid: €900

Maximum Insured Amount: €1,000 for solar panels and water heaters per period

Specific causes of damage covered include:

Fire, lightning, explosion, earthquake, or smoke

Storm or flood

Malicious acts, theft, impact by vehicles or animals, falling trees, and more.

📂 Exclusions for Specific Items

Excess for Software, Audio, and Visual Files:

Excess for Damage: €100

Exceeding Claim Limit: €500

Loss/damage arising from distortion or misfiling of software or expired licenses, unverified purchases, etc.

📋 Extended Coverage / Building Insurance

Damage to Solar Panels or Solar Water Heaters

Cause: Frost to the solar panels

Excess: €500

🛠️ Excess Details

A. Earthquake Excess:

Liability: Not liable for the first 1.5% of the sum insured for each item in the event of earthquake damage.

B. Freeze and Escape of Water, Oil, or LPG:

Excess: €500 per loss.

C. Subsidence, Heave, or Landslip:

Excess: €4,000 per loss.

D. Other Insured Losses or Damages:

Excess: €100 for all other insured losses under Sections 1-4.