Detached House Insurance CONTENTS Coverage: €60,000 👉 Est. Cost: €155–€175 Down Payment Required €16,50

Please note that the information provided below is not the complete or final product. All relevant details and materials will be discussed during our communication. The examples here are real, but not exhaustive, and are only meant to give you an idea.

 Insurance Coverage

🏠 Property Details:

Annual Duration:

Type of Property: Rented House (Tenant insurance)

Buildings Coverage: €0 (Not covered for buildings)

Contents Coverage: €60,000

🌍 Perils Covered:

Fire, Lightning, Explosion, Earthquake, or Smoke.

Storm or Flood.

Oil escaping from a fixed storage tank or container.

Riot, Strike, Civil Commotion, Labor, or Political Disturbance.

Malicious Acts or Vandalism.

Theft or Attempted Theft.

Impact by vehicles, aircraft, or anything dropped from an aircraft.

Impact involving animals.

Falling trees, branches, aerials, satellite equipment, or their fittings/masts.

Exclusions: Loss or damage due to:

Distortion, misfiling, or malicious erasure of computer software.

Expired licenses or inoperative software (software, audio, and visual files).

Loss or damage to illegally obtained software or files.

💸 Excesses:

Earthquake Excess: 1.5% of the sum insured for each item.

For example, if the contents sum insured is €60,000, the excess for earthquake damage would be €900.

Freeze or Escape of Water, Oil, or LPG Excess: €500 per loss.

Subsidence, Heave, or Landslip Excess: €4,000 per loss.

All Other Losses or Damages Excess: €100 per event for sections Buildings, Contents, Personal Possessions, and Pedal Cycles.