CONTENTS INSURANCE Sum Insured: €30,000 👉 Est. Cost: €130–€160 Down Payment Required €13

🔸Items Insured Contents Sum Insured (EUR) 30.000,00
🔸Items Insured
🔸Contents
🔸Sum Insured: €30,000
🔸Risk Endorsements:

🔸Downloaded Software, Audio, and Visual Files
🔸If you have purchased Contents Insurance, the policy covers the replacement of legally downloaded software, audio, and visual files on your personal devices (computer, mobile phones) that are lost or damaged due to insured events at your home.
🔸Covered Events:
🔸Fire, lightning, explosion, earthquake, or smoke
🔸Storm or flood

🔸Excluding:
🔸Excess: €100
🔸Maximum Payment: €500 in any insurance period
🔸Loss due to distortion, misfiling, or malicious erasure of software
🔸Software, audio, or visual files where the license has expired
🔸Loss of files without proof of legal purchase
🔸Excesses
🔸The following excesses apply to your policy when purchasing the corresponding sections:
🔸A. Earthquake Excess (Buildings, Contents)
🔸Excess: 1.5% of the sum insured per item for earthquake damage
🔸D. All Other Insured Losses or Damages
🔸Excess: €100 for each insured loss or damage